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Oregon Mortgages

Oregon Mortgage Rates

  • Oregon mortgage rate quotes are not a guarantee or a commitment to lend. Terms, conditions, restrictions, other fees and charges do apply. All loans are subject to credit and underwriting approval.
  • Rates (interest rates, annual percentage rates or APRs) and estimated fees are subject to change without notice. Rates are for properties located in the State of Oregon.
  • Estimated monthly payments are for principal and interest only. Payments do not include property taxes, insurance premiums, homeowner’s association dues, or any other property or program-specific expenses. Estimated monthly payments are shown as whole dollar amounts for ease of use. Your monthly housing expense will be higher.
  • Loan to value (LTV) ratios over 80% do require mortgage insurance (MI). Rates/pricing displayed for LTV’s over 80% is for Lender Paid Mortgage Insurance (LPMI) options. Please contact us to learn more about LPMI and other affordable MI options for high LTV loans.
  • Oregon mortgage rate quotes are refreshed each time the page is opened, refreshed or “get rates” is selected.
  • Oregon mortgage rate quotes display only select Conventional and Jumbo mortgage loan options. Other products and programs are available.
  • Oregon mortgage rate quotes are not an official Loan Estimate (LE). To receive a detailed Loan Estimate or to learn more about mortgage loan options in Oregon, please contact us or apply here.
  • Lumen Mortgage does not charge an origination fee for the rates and prices quoted here.
  • “ARMs” or “Adjustable Rate Mortgages” are not fixed. Adjustable Rate Mortgages (ARMs) are subject to change during the loan term. These changes may increase your monthly payments and the cost of your loan.

Mortgage Calculator Oregon

Our mortgage calculator provides up-to-the-minute Oregon rates. The rates update every time you open the page, refresh the screen or select “get rates.”

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