home lending illuminated SM
Lumen Mortgage is an independent mortgage lender headquartered in Oregon.
Our mission is to present clear, transparent home loan options, ensuring each customer is informed and confident about the mortgage they choose.
We incorporate innovative technologies that promote transparency, increase efficiency, protect consumer information and reduce borrower costs.
Lumen mortgage offers a complete array of modern mortgage solutions that include: Conventional Mortgage loans (Fannie Mae & Freddie Mac), LUX Jumbo Mortgage Options℠, FHA mortgages loans, VA Veteran Loans and USDA Rural Guaranteed mortgage loans.
Lumen is your premier Oregon Mortgage Lender.
home lending illuminated SM
This Site and related services are provided subject to your compliance with the terms and conditions set forth below ("Terms and Conditions"). Please read the following information carefully.
YOUR CONTINUED USE OF THIS SITE WILL INDICATE YOUR WILLINGNESS TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OR USE THIS SITE.
Restrictions on Use. All pages within this Website and any material made available for download (collectively the "Site") are the property of Lumen Mortgage Corporation ("Lumen Mortgage") and/or its affiliates. The Site is protected by federal and international copyright and trademark laws. No portion of the materials on these pages may be reprinted, republished, modified, or distributed in any form without the express written permission of Lumen Mortgage. You shall keep intact any proprietary notices, including copyright notices, contained on any downloaded materials and shall comply with any applicable end user license agreements.
Any rights not expressly granted by these Terms and Conditions or any applicable end user license agreements are reserved by Lumen Mortgage.
Copyright and Trademark Notice: All material on this Site is ©2017 Lumen Mortgage Corporation. All rights reserved. "Lumen Mortgage Corporation," "Lumen Mortgage," and "Lumen Mortgage.com," are the logos, trademarks, and service marks of Lumen Mortgage. All other trademarks, service marks and logos used in this Site are the trademarks, service marks, or logos of their respective owners.
Warranty Disclaimer. THIS SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY SITE-RELATED SERVICE, IS PROVIDED "AS IS," WITH ALL FAULTS, WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PURPOSE, AND NON- INFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE, SITE- RELATED SERVICES, AND HYPERLINKED WEBSITES. LUMEN MORTGAGE, ITS AFFILIATES, AND ITS SPONSORS ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, SITE-RELATED SERVICES, CONTENT OR INFORMATION CONTAINED WITHIN THE SITE, AND/OR ANY HYPERLINKED WEBSITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE, SITE-RELATED SERVICES, AND/OR HYPERLINKED WEBSITES IS TO STOP USING THE SITE AND/OR THOSE SERVICES.
Although Lumen Mortgage attempts to ensure the integrity and accurateness of the Site, it makes no guarantees whatsoever as to the correctness or accuracy of the Site. It is possible that the Site could include inaccuracies or errors, and that unauthorized additions, deletions and alterations could be made to the Site by third parties. If an inaccuracy arises, please inform Lumen Mortgage so that it can be corrected. Information contained on the Site may be changed or updated without notice.
Links or Pointers to Other Sites: Lumen Mortgage makes no representations whatsoever about any other Website that you may access though this Site. When you access a non-Lumen Mortgage Website, please understand that it is independent from Lumen Mortgage, and that Lumen Mortgage has no control over the content on that Website. In addition, a hyperlink to a non-Lumen Mortgage Website does not mean that Lumen Mortgage endorses or accepts any responsibility for the content, or the use, of the linked site. It is up to you to take precautions to ensure that whatever you select for your use or download is free of such items as viruses, worms, Trojan horses, and other items of a destructive nature.
Choice of Law and Venue: These Terms and Conditions are entered in the State of Oregon and shall be governed by and construed in accordance with the laws of the State of Oregon, exclusive of its choice of law rules. Each party to these Terms and Conditions submits to the exclusive jurisdiction of the state and federal courts sitting in the County of Multnomah in the State of Oregon, and waives any jurisdictional, venue, or inconvenient forum objections to such courts. In any action to enforce these Terms and Conditions, the prevailing party will be entitled to costs and attorney’s fees. If any of the Terms and Conditions are held by a court or other tribunal of competent jurisdiction to be unenforceable, those provisions shall be limited or eliminated to the minimum extent necessary so that these Terms and Conditions shall otherwise remain in full force and effect.
No Unlawful or Prohibited Purpose. As a condition of your use of this Site, you warrant to Lumen Mortgage that you will not use the Site for any purpose that is unlawful or prohibited by these Terms and Conditions.
Updated: December 2017